Payment Processing Comparisons

Stripe, Square, and PayPal compared on fees, features, and real-world usability. Our interactive calculator shows you exactly which processor saves your business the most money.

In-depth comparison
Payment processing comparison

Stripe vs Square

The definitive comparison for the two most popular payment processors. Includes our interactive fee calculator.

Includes fee calculator
In-depth comparison
Payment processing comparison

PayPal vs Stripe

Should you offer PayPal checkout? Does it improve conversion enough to justify the higher fees? The fees and tradeoffs, broken down.

Includes fee calculator
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Payment Fee Calculator

Enter your monthly volume and see exact costs for Stripe, Square, and PayPal side by side. Covers in-person vs online split and international surcharges.


Quick Rate Reference

ProcessorOnline RateIn-Person RateInternational SurchargeMonthly FeeBest For
Stripe2.9% + $0.302.7% + $0.05+1.5%$0Online businesses, developers
Square2.9% + $0.302.6% + $0.10None$0In-person retail and restaurants
PayPal2.99% + $0.492.29% + $0.09+1.5%$0Customers who expect PayPal