Stripe, Square, and PayPal compared on fees, features, and real-world usability. Our interactive calculator shows you exactly which processor saves your business the most money.
The definitive comparison for the two most popular payment processors. Includes our interactive fee calculator.
Should you offer PayPal checkout? Does it improve conversion enough to justify the higher fees? The fees and tradeoffs, broken down.
Enter your monthly volume and see exact costs for Stripe, Square, and PayPal side by side. Covers in-person vs online split and international surcharges.
| Processor | Online Rate | In-Person Rate | International Surcharge | Monthly Fee | Best For |
|---|---|---|---|---|---|
| Stripe | 2.9% + $0.30 | 2.7% + $0.05 | +1.5% | $0 | Online businesses, developers |
| Square | 2.9% + $0.30 | 2.6% + $0.10 | None | $0 | In-person retail and restaurants |
| PayPal | 2.99% + $0.49 | 2.29% + $0.09 | +1.5% | $0 | Customers who expect PayPal |